Where to Invest Your Money in 2014?
Do you wonder where to invest money in 2014? That’s a great question. After all, we’re wrapping up a year in which the S&P 500 has rallied by around 30% since the beginning of January 2013. Can...
View ArticleShould You Invest Your Christmas Bonus, or Use It for Paying Off Credit Card...
Getting a nice Christmas bonus this year? Here’s some critical information to help you maximize that money. Christmas bonuses come in all shapes and sizes, but – regardless of whether you get $1,000...
View ArticleWhat is Portfolio Rebalancing – And How Can It Help Me?
You may have heard that an important part of a winning investment strategy is “portfolio rebalancing.” What does it mean? Why does it matter? And how can it help you maximize your gains? Here are the...
View ArticleShould You Save for Retirement While Paying Down Your Credit Cards?
You want to save for retirement. You know that the earlier you start putting big chunks of your income into your 401(k) and IRA, the better chance you have of enjoying a comfortable retirement. But …...
View ArticleWhat Are the Best Retirement Investing Moves for the New Year?
People make all sorts of New Year’s resolutions about improving our lives in the coming 12 months. Some people want to lose weight, others want to get organized or learn a foreign language. Many also...
View ArticleNew Year’s Resolution Ideas for Your Money
What’s on your mind as we enter the New Year? Will 2014 be the year that you get out of debt, build a larger retirement portfolio, or organize your finances? Don’t let these great resolutions fade as...
View Article3 Critical Retirement Investing Tips for Beginners
Have you thought about beginning to invest for your retirement, only to be daunted by the thought of how complex investing feels? Well, it’s early in the New Year, so this is a great time to make a...
View ArticleNFL Players May Need myRA to Win
In his State of the Union address, President Obama announced plans to create a new ‘myRA’ retirement account aimed at helping millions of Americans build a nest egg for retirement. The new ‘myRA’...
View ArticleWhat’s Portfolio Rebalancing – And How Does It Affect You?
What’s “portfolio rebalancing” – and how can this strategy help you? Rebalancing is one of the most critical components of a smart long-term portfolio strategy. It describes a tactic to help you keep...
View ArticleTarget Date Funds: Are They Right for You?
More and more people are investing in target date funds. The Investment Company Institute, a Washington, DC-based research institution, estimates that 41% of people who participate in an employee...
View ArticleManaging Your 401k Rollover After Leaving a Job
Leaving a job is one of the biggest decisions we make. Not only does it impact your career direction and earnings potential, but there are also implications for your retirement savings. You’ll need to...
View ArticleAre You On-Track for Retirement? 6 Bloggers Reveal Their Status
Jemstep spoke to some of the most popular finance bloggers on the web, asking two critical questions: Do you know how much money you need for retirement? Are you on-track to build this retirement...
View ArticleAdvice for Investing in Your 401(k) Plan
Do you want to build a more secure retirement? Of course. We all do. Unfortunately, navigating the world of 401(k) plans can be tricky. Many companies offer minimal guidance and advice about how to...
View ArticleWhat’s the Best Retirement Savings by Age 30? 40? 50?
What’s the optimal retirement savings by age 30? Age 40? Age 50? The short answer is “more than most people save.” As you may have heard, Americans (as a general group) are under-funded for...
View ArticleTips for Spring Cleaning Your Finances and Investments
If you live on the East Coast, you may not yet believe that spring has arrived. But despite the occasional windchill, it really is that time of the year again. Yes, it’s April. Time for tax filing,...
View ArticleSave Big On Taxes (While There’s Still Time)
It’s that time of year again. Tax Day is just around the corner. If you have not yet filed – or even if you have – there is still some time to save big on taxes. And there’s a double-benefit: By...
View ArticleManage Multiple Accounts Together (Including Your 401k)
Investing for the future can sometimes seem like an administrative nightmare. You have checking and savings accounts, a regular brokerage account, a 401(k) plan, an IRA … … and then you get married,...
View ArticleShould You Buy Into Emerging Markets in 2014?
There’s a popular saying on Wall Street: “Every dog has its day.” Investors in emerging market funds must be hoping that brighter days await this beaten-down asset class. From April 2013 to April...
View ArticleHow to Assess Your Investment Returns
Imagine the following situation: Jake’s retirement portfolio grew 30 percent during the year 2013. Sally’s retirement portfolio only grew by 8 percent in that same year. Does this mean Jake is a...
View ArticleThe Dangers of Loading Up On Company Stock
“If only I’d put all my money in Apple before they came out with the iPod.” Have you ever caught yourself dreaming about hitting the jackpot with a stock you buy at a bargain basement price, only to...
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