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The Importance of Determining Your Investment Profile
The following is a guest post by Daniela Baker of Credit Donkey. It does not necessarily reflect the views of Jemstep. There are lots of investments out there, and many investment strategies to...
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What Should You Do In a Bull Market?
Equity markets seem to be in no hurry to give back the gains they’ve achieved in the spring 2013 rally. Many indexes are at or near all-time highs. The Russell 3000, a broad all-capitalization,...
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Be Wary of Inflation and Deflation
Think inflation is just a small, irrelevant detail? Guess again. One of the most important parts of retirement planning is figuring out how your assets should grow in “real terms” so that you can...
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How Inflation Affects Your Investments
The following is a guest post and does not necessarily reflect the views of Jemstep.com Inflation is the precipitous rise in the prices of goods and services in an economy over a sustained period of...
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Defensive vs. Growth Market Cycles
Do you know what a “defensive” market cycle is? How about a “growth” cycle? Here’s a hint: We were in a defensive cycle for the majority of the first part of 2013, although towards the beginning of...
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What Are Interest Rates?
“Stocks were up today as the Fed left interest rates unchanged”. “Bond rates rose on investor fears of higher inflation”. Do you ever wonder what those market pundits are talking about? Interest...
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Tactical Asset Allocation: Should You Try Your Hand?
We talk a lot about asset allocation here on the Jemstep blog, because it’s a critical part of your long-term investment planning. Usually we’re talking about strategic allocation, which is all about...
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How Prioritizing Can Help Secure Your Retirement
College expenses. Retirement. Estate planning. Your list of long-term financial goals get very large, very quickly. You may be tempted to throw your hands in the air and say that it’s all too much,...
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How Much Cash Should You Keep in Your Portfolio?
Stocks, bonds, real estate, currencies…your allocation decisions involve trying to determine the right mix of asset classes for your goals, risk tolerance and other issues. But there’s another asset...
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What Level of Risk is Right for You?
When you’re planning for retirement, you need to address two key considerations. First, how much do your investable assets need to grow to meet your goals? Second, how much risk you are willing to...
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Re-Thinking Your Bond Strategy In the Face of Rising Interest Rates
The stock market has been on a bit of a roller coaster lately, with the S&P 500 experiencing a pullback of more than 5 percent between May 21 to June 24 before bouncing back over the next few...
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Is Active Or Passive Investing Right for You?
Planning for retirement means that you need basic financial literacy. You have to know what’s happening in your portfolio and how it could affect your retirement goals. In part, this means knowing the...
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Should You Breakup With Your Mutual Fund Manager?
“Invest for the long term” is a great maxim to live by. That means when you pick a mutual fund, you should be hoping for a fruitful long-term relationship rather than an ill-advised one-night (or...
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How Currencies Affect Global Markets … and Your Portfolio
As a modern investor, you need to be aware of many global factors that have the potential to influence your portfolio’s performance. In order to stay diversified, you’ll need some exposure to non-U.S....
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The Myth of “Smart Money”
“Here’s where the smart money is investing,” goes the opening of the conversation, usually followed by some important-sounding concept like “offshore hedge funds” or “private equity” or “mezzanine...
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Check Out NerdWallet’s Review of Jemstep’s Portfolio Manager Service
You might recognize NerdWallet as the website that helps you comparison-shop for the ideal credit card, bank account or other financial product. But did you know that NerdWallet offers reviews and...
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Need Help Investing? Where Should You Turn?
Have you ever thought about seeking the wise counsel of investment experts to get help investing and advice on how to plan for your long-term financial goals? If so, then you’ve probably wondered how...
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Strategic Asset Allocation for Today’s Market
What are the two most critical components of long-term portfolio performance? Diversification and strategic asset allocation. You’ve heard this repeated again and again in posts on this site, because...
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What Is Credit Risk?
Credit risk is the probability (risk) that a borrower is going to default on their debt. When you apply for a mortgage, credit card or car loan, your lender will assess the how much of a credit risk...
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How to Invest Your 401k Savings
These days, we all have to be investment experts. If you want to retire in style and enjoy the same kind of golden years as earlier generations did, you have to take control of your own financial...
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